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Paying More for Medical Services than Your Family Budget Allows? Not Anymore.

  • Writer: Georgi Staykov
    Georgi Staykov
  • Nov 7, 2020
  • 2 min read

Updated: Nov 25, 2020

Did you know that out-of-pocket payments in Bulgaria account for 52% of total health spending and are the highest in the EU?


In this case highest does not equal best. Simply put, having out-of-pocket expenditures means that Bulgarian citizens pay for many healthcare services directly rather than with money from another source – social health insurance or insurance companies. This is a problem because Bulgaria is the poorest state in the EU. Despite significant improvement in life expectancy in the last two decades, evidence shows that the efficiency of health services in Bulgaria is poor and improvements in the quality of healthcare have been slow. It all boils down to the fact that there is a significant underdevelopment in preventive health services and in the primary care sector. Affordability continues to deteriorate and the majority of people in Bulgaria pay more for medical services than their family budgets allow.


The pharmaceutical industry has a solution. More and more pharma companies invest in alleviating patients’ financial pressure. This is crucial because people need to know that they can utilize resources that are already out there. Many companies, just like PharmaWorks, want to help with creating and enhancing the digital environment for patients. With the help of pharma companies we can provide solutions, with added value, to patients not only for lab tests, but also food and supplement boxes, consultations with doctors, coordination of medical check-ups, logistic services and many more.


There are tools at your disposal that can help you get better access to healthcare services. One of those tools is an electronic platform that makes patients’ journey easier than ever. Forget about carrying a folder full of medical referrals and documents that complicate the process. Now, everything can happen through a digital platform that provides transfer of value to patients. From impeccable compliance and complete transparency, to control over the budget and costs. The platform can be used for stand-alone or bundled services. It gives patients access to lab tests, for example, with a code that they can receive on their phones. It can practically include anything that follows healthcare’s ethical code and the respective country’s legislative frame.


The best part? You do not have to pay for it because pharma companies are willing to invest in the well-being of patients all around the world.


It is important to understand that the tools and resources are out there. It does not matter if you are a patient or someone running a business in the healthcare sector. We will be happy to answer your questions. Reach out to us for a free consultation.

4 Comments


John Williams
John Williams
May 01

What an incredible piece — Stanislav Petrov's story is one of those rare historical moments that genuinely makes you pause and reflect. The fact that he wasn't even supposed to be on duty that night, and yet his calm, analytical thinking under unimaginable pressure is what prevented a nuclear catastrophe, is both humbling and fascinating. What really stands out is how his decision went against rigid Soviet military protocol — he trusted his gut and his engineering knowledge over a flashing alarm system, and that instinct saved potentially billions of lives. It's a sobering reminder of how fragile peace can be and how a single individual's judgment can carry the weight of the entire world. Stories like this deserve to…


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Nancy Wheeler
Nancy Wheeler
May 01

The post on access to healthcare services really highlights how factors like affordability, availability, and awareness all shape whether people can actually get the care they need, not just whether services exist. It reminded me of a class discussion where we saw how barriers like cost or distance can stop people from seeking help even when services are there. I once used NEBOSH exam help in the UK while handling complex topics, which helped me stay organized. It shows that equal access is just as important as quality care.

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torque
Sep 19, 2025

Крипто казината предлагат уникални възможности, но успехът изисква подготовка. Фокусирайте се върху игри с нисък марж за казиното, като покер с 1-2% предимство. https://българия-казино.онлайн/pregledi/elitbet/ Залагайте малки суми, около 2% от общата си банка, за да играете по-дълго. Избягвайте прогресивни джакпоти, ако целите стабилни печалби, тъй като те имат по-нисък RTP. Проверявайте редовно промоциите, но четете дребния шрифт. Демо версиите помагат да разберете механиката на играта без риск. Съсредоточете се върху уменията си и избягвайте импулсивността. Постепенно ще подобрите резултатите си с търпение.

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bobby
Sep 19, 2025

In this case highest does not equal best. Simply put, having out-of-pocket expenditures means that Bulgarian citizens pay for many healthcare services directly rather than with money from another source – social health insurance or insurance companies. This is a problem because Bulgaria is the poorest state in the EU. Despite significant improvement in life expectancy in the last two decades, evidence shows that the efficiency of health services in Bulgaria is poor and improvements in the quality of healthcare have been slow. It all boils down to the fact that there is a significant underdevelopment in preventive health services and in the primary care sector. Affordability continues to deteriorate and the majority of people in Bulgaria pay more for…


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